Off-plan BENAHAVÍS · LA ZAGALETA
Villa Alcantara
Villa·4 bed · 5 bath·612 m²
GUIDE PRICE
€ 4.950.000
A small, carefully curated set. Many of Paula's best homes never appear here — they're shared only after a personal conversation.
An interactive companion to the Journal piece “The 13% rule — a plain-English breakdown of buying costs in Spain.” Adjust the price and property type to see an indicative Andalusia breakdown.
| ITP (transfer tax, resale)7% · Andalusia flat | 70.000 € |
|---|---|
| Notary≈0.75% (0.5–1%) | 7.500 € |
| Land registry≈0.4% (0.3–0.5%) | 4.000 € |
| Legal / gestoría≈1.5% (1–2%) | 15.000 € |
| Estimated additional costs | 96.500 € |
Financing reality: a (non-resident) mortgage typically covers up to about 70% of the purchase price — so plan for roughly 30% of your own funds, plus the purchase costs above (around 10–13%) on top.
Good to know: under 2026 law, mortgage deed costs (mortgage notary, registry and stamp duty on the loan) are paid by the bank — not the buyer — so they are not included above.
Indicative estimate. Actual costs vary; confirm with your lawyer. Not financial advice.
The finest homes on the Costa del Sol are sold quietly, off-plan and off-market — long before they reach a portal. Paula filters the whole market, matches your brief with her network, and presents only what's truly relevant.
Tell Paula what you're looking for. She'll come back personally with a shortlist of homes that match — including the ones not on this page.
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